Device Finance Infrastructure

Power your
phone store
with Fintak

The complete SaaS platform for device financing in East Africa. Manage loans, lock devices remotely, track payments — all from one dashboard.

3+
Active stores on platform
100%
Built for East Africa
Auto device
lock built-in
Payment enforcement
How it works

From store to customer
in four steps

Fintak gives your phone store a complete financing system — from onboarding to automatic payment enforcement.

01
Sign up your store

Create your Fintak merchant account. Add your stores, staff, and inventory in minutes.

02
Add devices & customers

Register your phone stock by IMEI. Create customer profiles with guarantor details and ID verification.

03
Issue loans

Set installment plans, down payments, and repayment schedules. Customers walk out with their phone.

04
Auto-enforce payments

Devices lock automatically when payments are missed. Customers pay, device unlocks. Repayment rates improve dramatically.

Everything your store needs

📱
Device management

Track every phone by IMEI from purchase to sale to full repayment. Complete audit trail included.

💰
Loan management

Create flexible installment plans with daily, weekly, or monthly schedules. Track every payment automatically.

🔒
Remote device lock

Devices lock automatically on missed payments. When the customer pays, the device unlocks instantly — no manual work needed.

👥
Customer CRM

Maintain full customer profiles including guarantors, ID verification, and complete repayment history.

📊
Multi-store dashboard

Manage multiple locations from one place. Compare revenue, loans, and stock performance across all your branches.

💳
Payment tracking

Record EVC Plus, Zaad, and cash payments. Instant outstanding balance and repayment rate calculation.

// Payment Infrastructure

Built for East Africa's payment systems

Fintak integrates natively with the mobile money platforms your customers already use — making payments instant and frictionless.

🟢
Hormuud EVC Plus
Somalia's #1 mobile money. Direct API integration for instant payment confirmation and auto-unlock.
INTEGRATION READY
🔵
Zaad (Telesom)
Somaliland's leading mobile payment. Customers pay via Zaad and devices unlock immediately.
INTEGRATION READY
🟠
M-Pesa & Airtel
Kenya and Ethiopia coverage. Full M-Pesa and Airtel Money integration for cross-border merchants.
COMING SOON
🔗 Open API for Telecoms & Banks
Fintak provides a REST API that telecoms, banks, and MFIs can use to integrate device financing directly into their existing payment flows. Partner with us to offer BNPL on any device.
Request API Access →

Your store.
Your subdomain.

Every merchant on Fintak gets their own branded dashboard at yourstore.fintak.app — with full control over inventory, loans, and staff.

Dedicated subdomain per merchant
Multiple store locations supported
Role-based staff access control
Automatic device lock on missed payments
Real-time repayment tracking
Phone Retailer · East Africa
3 branches · 2,500+ active loans · Since 2025
Active
Phone Retailer · East Africa
7 branches · 5,000+ active loans · Since 2025
Active

Simple, transparent plans

Start small, scale as you grow. All plans include device financing tools.

Starter
$49
per store / month

1 store location
Up to 50 active loans
Customer CRM
Payment tracking
Basic reports
Get started
Enterprise
Custom
contact us

Unlimited stores
White-label option
API access
Dedicated account manager
Contact us

Ready to grow your
phone business with Fintak?

Join merchants across East Africa already using Fintak.

Start today →